I have been following some of the video channels where people like how to be financial independent and how can you achieve financial freedom at young age. The channels I follow are as follows:

  1. Ali Abdaal
  2. Ankur Warikoo
  3. Sharan Hegde

All three of them provide invaluable advice that has been eye-opening for me. One aspect I appreciate about them is that they are self-made millionaires (and perhaps even billionaires! 🤷‍♂️ ). Their insights have not only influenced me but also encouraged me to follow their guidance consistently over time.

assorted books on black couch
Photo by Alexandra Fuller / Unsplash


I especially admire Ali because he was full time doctor turned to youtuber and now he has become a podcaster and book author 🤯 🫡, this is fantastic. I started following Ali after going through his book reviews. Some of the books he has recommended are fantastic and have changed my life, but not only I find his reviews where genuine but also to the point. Some of the books he has recommended which I have read are :

  1. The millionaire fastlane
  2. the courage to be disliked
  3. the psychology of money
  4. many more …..

For Ankur and Sharan I normally goes to there channels when Iam looking for some financial advice and being from India these people understand the Indian family situations and conditions, they understand the struggles of the normal middle class. I'm assuming that they might have faced similar situations, but at least on their channels, I've found some instances.

flag hanging on pole
Photo by Naveed Ahmed / Unsplash

So for example in one of the video Ankur has explained why buying too many properties on mortgage is not so fruitful investment, its totally fine if you have initial fund and invest in property but if you don’t have any money and if you are just investing because others are investing is totally stupidity, I again quote he is not telling don't invest on property but keeping in mind the amount of money and time you are investing will not be fruitful if you are taking property on mortgage.

Other advise Sharan has shared, ohhhhh 😮 sorry not advice but rule he has shared on how to buy a car is amazing. The rule is 20-4-10 which state you should only buy a car which fits in these criteria. The rule is you should have 20% cash down payment - take only 4 year mortgage - EMI should not be greater 10% of your monthly income. This is fantastic and very practical approach to buy the car as per your earning.

Again I would say don't follow their advice blindly as they will be talking with there experience, you have 🧠 to adjust those learning to your situation and adjust to your situation and conditions. So be wise, healthy, and wealthy.